:root{
  --navy:#0d2746;
  --navy-2:#09203a;
  --gold:#d8a74a;
  --gold-2:#c8962f;
  --text:#1f2937;
  --white:#ffffff;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--white);background:#0b1525}
.container{width:92%;max-width:1200px;margin:0 auto}

/* Topbar */
.topbar{background:var(--navy);position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;padding:.8rem 0}
.brand{display:flex;align-items:center;gap:.6rem;color:var(--white);font-family:Montserrat,sans-serif;font-weight:700}
.brand img{height:36px;width:auto}
nav a{color:var(--white);text-decoration:none;margin-left:18px;opacity:.9}
nav a:hover{opacity:1}
nav .cta-link{padding:.5rem .9rem;border:1px solid rgba(255,255,255,.25);border-radius:6px}

/* Hero */
.hero{position:relative;min-height:64vh;display:flex;align-items:center}
.hero-bg{position:absolute;inset:0;background:url('hero.jpg') center/cover no-repeat;filter:saturate(1.05)}
.hero-inner{position:relative;padding:5rem 0;text-align:left}
.hero h1{font-family:Montserrat,sans-serif;font-weight:800;line-height:1.1;margin:0 0 1rem;font-size:clamp(28px,5vw,48px);color:#d8a74a}
.hero p{max-width:750px;color:#d8a74a;margin:0 0 1.5rem;font-size:1.05rem}
.btn{display:inline-block;padding:.9rem 1.2rem;border-radius:8px;text-decoration:none;font-weight:700;font-family:Montserrat,sans-serif}
.btn-gold{background:var(--gold);color:#1a1a1a}
.btn-gold:hover{background:var(--gold-2)}
.btn-dark{background:#0f1f33;color:#fff;border:1px solid rgba(255,255,255,.15)}

/* Sections */
.section-navy{background:var(--navy)}
.section-gold{background:var(--gold)}
.section-title{font-family:Montserrat,sans-serif;font-weight:800;margin:0 0 1.2rem}
.section-title.dark{color:#0f1f33}

/* Services */
.services{padding:3.5rem 0}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.card{background:linear-gradient(180deg,#0f2a4b,#0c2340);border:1px solid rgba(255,255,255,.06);border-radius:16px;padding:1.2rem;box-shadow:0 6px 20px rgba(0,0,0,.25)}
.icon-wrap{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.08);margin-bottom:.6rem}
.icon-wrap img{width:34px;height:34px;filter:brightness(200%)}
.card h3{margin:.2rem 0 .4rem;font-family:Montserrat,sans-serif}
.card p{color:#cfe2ff}

/* Why band */
.why{padding:3.2rem 0;color:#0f1f33}
.why-inner{display:grid;grid-template-columns:1.3fr .7fr;gap:2rem;align-items:center}
.ticks{padding-left:1rem;margin:0}
.ticks li{margin:.4rem 0;list-style:'✔ '}
.why-cta{background:#f6e2b7;border-radius:14px;padding:1.2rem;border:1px solid #e5c671}
.why-cta h3{margin:0 0 .4rem;font-family:Montserrat,sans-serif}
.why-cta p{margin:0 0 .8rem}

/* Contact */
.contact{padding:3.5rem 0}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}
.contact-list{padding-left:0;margin:.8rem 0 0}
.contact-list li{list-style:none;margin:.35rem 0;color:#e9eef6}
.form{display:grid;gap:.8rem}
.form label{display:grid;gap:.35rem;font-size:.95rem}
input,textarea,select{padding:.75rem .8rem;border-radius:8px;border:1px solid rgba(255,255,255,.2);background:rgba(0,0,0,.2);color:#fff}
input::placeholder,textarea::placeholder{color:#c7d4e8}

/* Footer */
.footer{background:#050b16;color:#9bb2cc}
.footer .container{padding:1rem 0;text-align:center}

/* Responsive */
@media (max-width:900px){
  .card-grid{grid-template-columns:1fr 1fr}
  .why-inner{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
}

@media (max-width:580px){
  .nav {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
  }

  nav a {
    margin-left: 0;
  }

  .card-grid {
    grid-template-columns: 1fr;
  }
}